ATM Cards and Biometric Chips

**Elzabelle** · April 16, 2015, 08:39 AM

My credit union does not have biometric chips in their debit cards. I have never been to Italy but friends say the ATMs won't take my card without the chip. Is this true?

**Lourdes** · April 22, 2015, 12:01 PM

I do believe ATMs still take and read magnetic cards that don't have chips, so I don't think it should be a major problem. There are also many, many different banks - ask your credit union if they recommend a special network to use as partners overseas just in case you can avoid withdrawing fees. If you do have problems with an ATM, just walk down the street and try another one.

**Elzabelle** · April 23, 2015, 08:56 AM

This is a great service that you provide. Thank you so much.
Ellen

**DonnaDenise** · April 23, 2015, 09:24 AM

I spoke with my bank today and they explained that the chips are not normally necessary for withdrawing funds. The chip is normally used for a validation of the card in case of fraud.

The bank said that as long as you are using an ATM machine which is compatible with the type of card you have (Visa, MC etc) then you should have no problem with using your card in Europe.

Buon Viaggio